Home & Contents Insurance

Home Home & Contents Insurance
house hold insurance

A person’s home is more often than not their most valuable asset so it must be insured correctly. Home insurance can be very misleading and to simply compare price can leave you severely under insured and in some cases not insured at all!

R T Waters specialise in home insurance and have access to a large number of insurers to find you high quality yet competitive buildings and contents insurance cover for any circumstance. As professional advisers we ask the correct questions, and the answers you give do not have to fit into a drop down menu!

We can provide a household insurance quotation based on your current level of cover and when necessary suggest what extra covers you could benefit from or didn’t even know existed.

Whether you need buildings insurance, contents insurance or a combined building and contents policy, we have a vast number of schemes with multiple insurers to find the right level of cover for you at market leading prices.

Irrespective of your property type or requirements we will use our knowledge and expertise to find the best insurance cover tailored to your needs

  • Buildings including outbuildings
  • Home Emergency cover
  • Contents including highly valuable items
  • Combined buildings & contents
  • Accidental Damage cover
  • Worldwide All risks/ Personal Possessions
  • Legal Expenses
  • Specified Contents/High risk items
  • Pedal cycles
  • Garden cover
  • Frozen food cover
  • Alternative Accommodation
  • Standard/Non-standard construction
  • Properties undergoing renovation
  • Underpinned properties
  • Homes used for business use
  • Thatched properties
  • Listed properties

If you would like a quotation please complete the form below with some basic details. We will then call you to obtain the required information to provide a full quotation.

Alternatively please open the PDF file at the bottom of the page to access a full quotation sheet. Once completed to the best of your knowledge, please submit along with any existing/expiring policy documentation that you feel may assist us in providing you with the most competitive quotation possible. Once received, we can begin negotiations straight away and will contact you with a quote.


Full Name

Company Name (If necessary)

Correspondence Address


Tel No / Mobile No

Email Address

Current Insurer

Renewal Premium

Renewal Date

Details of Quote Required

Please provide details of what insurance cover you require. Please give as much information as possible.